Best Mortgage Refinance Rates in 2025

As of Wednesday, July 2, the benchmark 30-year fixed refinance rate is 6.97%, FHA 30-year fixed refinance rate is 7.44%, jumbo 30-year fixed refinance is 6.82%, and 15-year fixed refi rate is 5.75%. These rates are not the teaser rates you may see advertised online. Instead, our methodology produces rates more representative of what borrowers … Read more